Ryno Viljoen (Director)

Ryno served his accounting and audit articles at PriceWaterhouseCoopers (PWC) in Pretoria, where-after he qualified as a Chartered Account CA(SA) in 1997. He was in public practice for the last twelve years, until 2009, when he founded cashkows.com. He has valuable strategic relationships with the South African Revenue Services, major banks and insurance companies in South Africa. As a CERTIFIED FINANCIAL PLANNER®, he specializes in cross border financial and tax planning. He has a passion to render personal service to clients and to make peoples "one day" easier.
Ryno and his family emigrated to Hermanus from Gauteng in 2009. He is married to Retha, has three children and enjoys the outdoor life of boating, braaing and spending time with his family.
Steve Porter (Director)

Hailing from the Isle of Man, one of the world's most respected financial centres, Steve brings 27 years valuable experience in offshore banking, investment and wealth management. There he was a key player at a number of major international financial institutions where he managed portfolios for a number of high profile individuals including, amongst others, some of South Africa’s leading sportsmen. Steve is a Financial Planner and a member of the Chartered Insurance Institute of the United Kingdom.
A keen outdoor sportsmen, in 2008 Steve, his wife Michelle and their two daughters relocated to sunny South Africa and now lives in Hermanus.
Brennan Davis (Director)

An entrepreneur and product of the University of Natal, Brennan has been involved in the internet industry for more than 16 years. He has
extensive experience in the online world of marketing and financial transacting and has managed development for, amongst others, Barclays Bank, Wesbank, Netcare and Edgars.
Brennan and his wife Jacqui, have three children and they decided to exchange the big smoke of Johannesburg for the freshness of Hermanus in 2006.
Mark Kahts (Director)

Mark started off his career as an accountant in the insurance industry, after completing his accounting & auditing articles and the appropriate degree. After 4 years as senior accountant and accounting manager in telecoms Mark moved on to managing a billing assurance team and specialized in reporting & business intelligence at a leading telecoms company in SA. His entrepreneurial interests culminated in the start-up of a consulting company, focused on revenue assurance and business consulting. After 3 years of RA consulting and a further 3 years of specialized business intelligence consulting in telecoms, his career path lead to cashkows.com, where he has taken up the opportunity of directing operations.
Mark, his wife Anette and their three children are typical South Africans, who enjoy time together, the outdoors and a good braai with friends.
Mariette Janse Van Rensburg (Director)

Mariette has a B.Com (Marketing) from the University of Pretoria and completed her CFP (CERTIFIED FINANCIAL PLANNER®) in 1995 and her PS146 Australia in 2008. She has 19 years of insurance experience covering all aspects of the industry including estate, retirement and investment planning, short term insurance etc. She was the team leader at ABSA brokers, Momentum MD and PSG Konsult.
Mariette is married to Errol and they have recently relocated to the Goldcoast in Australia with their 2 children.
Janine Beyl

Client Encashment Administration
Corrie van Tonder

Client Encashment Administration
Ronel Reesberg

Tax Administration
Elsabe Swanepoel

Accounts
Jana Sprong

Client Emigration Administration
Sulette Lange

Client Emigration Administration
Verline Rudolph

Client Document Administration
Jacqui Davis

Legal and Risk Management
Annamari Storm

Client Sales
Danielle Gous

Client Banking Administration
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